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Kudo Funding is a technology-enabled and data-driven provider of revenue-based financing to small and medium-sized businesses nationally. The company was formed in 2023 to expand the founders’ existing and successful marketing and brokerage platform in the space, which has facilitated over $750 million in financings since 2015. Kudo Funding’s management team has substantial experience in the business financing and institutional investment industries. We raise capital to fund the financings from investors and will launch an investment fund in early 2024.

Kudo Funding is a technology-enabled and data-driven provider of revenue-based financing to small and medium-sized businesses nationally. The company was formed in 2023 to expand the founders’ existing and successful marketing and brokerage platform in the space, which has facilitated over $750 million in financings since 2015. Kudo Funding’s management team has substantial experience in the business financing and institutional investment industries. We raise capital to fund the financings from investors and will launch an investment fund in early 2024.

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Kudo Funding is a technology-enabled and data-driven provider of revenue-based financing to small and medium-sized businesses nationally. The company was formed in 2023 to expand the founders’ existing and successful marketing and brokerage platform in the space, which has facilitated over $750 million in financings since 2015. Kudo Funding’s management team has substantial experience in the business financing and institutional investment industries. We raise capital to fund the financings from investors and will launch an investment fund in early 2024.

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Kudo Funding is a technology-enabled and data-driven provider of revenue-based financing to small and medium-sized businesses nationally. The company was formed in 2023 to expand the founders’ existing and successful marketing and brokerage platform in the space, which has facilitated over $750 million in financings since 2015. Kudo Funding’s management team has substantial experience in the business financing and institutional investment industries. We raise capital to fund the financings from investors and will launch an investment fund in early 2024.

Start Investing

Ready to get started?

Kudo Funding is a technology-enabled and data-driven provider of revenue-based financing to small and medium-sized businesses nationally. The company was formed in 2023 to expand the founders’ existing and successful marketing and brokerage platform in the space, which has facilitated over $750 million in financings since 2015. Kudo Funding’s management team has substantial experience in the business financing and institutional investment industries. We raise capital to fund the financings from investors and will launch an investment fund in early 2024.

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Access Alternative Investments in the
Business Financing Space

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*This website has been prepared solely for informational purposes, could omit certain material information about Kudo Business Financing Fund, LLC (the “Fund”), and is not to be used or considered as an offer to sell, or a solicitation of an offer to buy, any security or the provisions of an offer to provide investment or other services. Any offer of securities in the Fund will be made only through the Fund’s private placement memorandum and other offering documents, which will supersede any statements made on this website, and can be accessed in the Fund’s investor portal or by request. In addition, interests in the Fund will only be sold to “accredited investors,” as defined under U.S. federal securities laws, with additional limitations.

Kudo Capital is a technology driven company that provides funding for business growth.

Kudo Capital is a technology-enabled and data-driven provider of revenue-based financing to small and medium-sized businesses nationally. The company was formed in 2023 to expand the founders’ existing and successful marketing and brokerage platform in the space, which has facilitated over $750 million in financings since 2015.

We provide investors with the opportunity to invest in funds that we manage, which are used to provide financing to small and medium-sized businesses. Our funds aim to provide investors an attractive mix of both high current income and total return.

Target Investor Returns

Current Annual Yield

7.5% - 10%

Annualized Returns (IRR)

25%+

Total Return over 3-Year Term

65%+

* The above targeted returns are related to Kudo Business Financing Fund, LLC. No assurance can be given
that actual returns will meet or exceed the targeted returns (including that they may be materially lower than
the targeted returns) or that actual results will otherwise meet expectations or objectives.

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Kudo Capital by the numbers

Facilitated Business Financing Volume Since 2015
$ 100 M
Facilitated Financing Volume in 2023
$ 0 M
Customer Database
0 K+
Funded Customer Database
0 K
Experience in Business Financing Industry
6 + Years
Institutional Investment Experience
$ 0 B

Your ticket to invest in
business funding

Experience the simplicity of securing funding with our straightforward application process, dedicated customer service, and cutting-edge technology. 

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Investment Strategy

Our funds provide merchant cash advances to small and medium-sized businesses nationally. Merchant cash advances are an attractive financing option for businesses that need funds for working capital or growth and prefer a much faster and less burdensome application and closing process than traditional lenders provide.

A merchant cash advance is an alternative type of short-term business financing, under which a funder purchases a specified amount of a business’s future sales and receipts at a discount. The business then remits payments to the funder on a daily or weekly basis based on a percentage of sales. Merchant cash advances are not considered loans and offer more flexibility than traditional financing.

What is a Merchant Cash Advance (“MCA”)?

A straightforward and quick alternative financing option versus traditional loans.

The MCA funder provides a business with a lump sum of capital upfront in exchange for a percentage of their future revenues up to the total repayment amount.

The total repayment amount paid back to the MCA funder is a multiple of the financing amount, which can range from 1.20x to 1.40x+.

A specified percentage of revenue is debited from the business’ bank account daily or weekly until the total repayment amount is paid.

Repayment periods are typically 4 to 12+ months, and often times businesses repay or renew early.

Use of Capital

MCAs are a type of financing provided to operating businesses for working capital and/or growth capital.

MCAs Are Not Loans

MCAs are not structured like traditional loans, allowing for more flexibility and higher unit-level returns.

Why Invest in MCA?

Large Market

  • Over 33 million small businesses in the U.S.
  • Traditional lenders have pulled back from small business lending and have an onerous and lengthy application/funding process

30-40%+ Returns

  • Attractive unit level returns of 30% to 40%+
  • The Fund will target terms of 6 to 9 months and will benefit from early payoffs

Daily / Weekly Payments

  • Daily or weekly payments are debited from business’ bank account
  • High frequency of payments and early payoffs allow a MCA funder to recycle capital into new financings, which compounds investment returns

Diversification

  • Relatively small financing amounts result in a high number of financings, which can be diversified over many businesses, industries and credit profiles
  • Assuming an average financing amount of $50,000, the Fund is projected to originate 500+ financings over the term of the Fund

Why Invest in MCA?

Large Market

  • Over 33 million small businesses in the U.S.
  • Traditional lenders have pulled back from small business lending and have an onerous and lengthy application/funding process

30-40%+ Returns

  • Attractive unit level returns of 30% to 40%+
  • The Fund will target terms of 6 to 9 months and will benefit from early payoffs

Daily / Weekly Payments

  • Daily or weekly payments are debited from business’ bank account
  • High frequency of payments and early payoffs allow a MCA funder to recycle capital into new financings, which compounds investment returns

Diversification

  • Relatively small financing amounts result in a high number of financings, which can be diversified over many businesses, industries and credit profiles
  • Assuming an average financing amount of $50,000, the Fund is projected to originate 500+ financings over the term of the Fund

Why Invest in MCA?

Large Market

  • Over 33 million small businesses in the U.S.
  • Traditional lenders have pulled back from small business lending and have an onerous and lengthy application/funding process

30-40%+ Returns

  • Attractive unit level returns of 30% to 40%+
  • The Fund will target terms of 6 to 9 months and will benefit from early payoffs

Daily / Weekly Payments

  • Daily or weekly payments are debited from business’ bank account
  • High frequency of payments and early payoffs allow a MCA funder to recycle capital into new financings, which compounds investment returns

Diversification

  • Relatively small financing amounts result in a high number of financings, which can be diversified over many businesses, industries and credit profiles
  • Assuming an average financing amount of $50,000, the Fund is projected to originate 500+ financings over the term of the Fund

Why Invest in MCA?

Large Market

  • Over 33 million small businesses in the U.S.
  • Traditional lenders have pulled back from small business lending and have an onerous and lengthy application/funding process

30-40%+ Returns

  • Attractive unit level returns of 30% to 40%+
  • The Fund will target terms of 6 to 9 months and will benefit from early payoffs

Daily / Weekly Payments

  • Daily or weekly payments are debited from business’ bank account
  • High frequency of payments and early payoffs allow a MCA funder to recycle capital into new financings, which compounds investment returns

Diversification

  • Relatively small financing amounts result in a high number of financings, which can be diversified over many businesses, industries and credit profiles
  • Assuming an average financing amount of $50,000, the Fund is projected to originate 500+ financings over the term of the Fund

Why Invest in MCA?

Large Market

  • Over 33 million small businesses in the U.S.
  • Traditional lenders have pulled back from small business lending and have an onerous and lengthy application/funding process

30-40%+ Returns

  • Attractive unit level returns of 30% to 40%+
  • The Fund will target terms of 6 to 9 months and will benefit from early payoffs

Daily / Weekly Payments

  • Daily or weekly payments are debited from business’ bank account
  • High frequency of payments and early payoffs allow a MCA funder to recycle capital into new financings, which compounds investment returns

Diversification

  • Relatively small financing amounts result in a high number of financings, which can be diversified over many businesses, industries and credit profiles
  • Assuming an average financing amount of $50,000, the Fund is projected to originate 500+ financings over the term of the Fund

Kudo Capital’s Leadership Team

Ken Manesse
Co-Founder and Managing Partner | Chief Technology Officer

Ken co-founded Kudo Capital in 2023 as an affiliate of Direct Funding Now (“DFN”), a leading independent sales organization in the business financing space that he founded in 2015 and that has facilitated over $750 million in financings to small and medium-sized businesses to date. DFN utilizes its sales and marketing capabilities to source business financing opportunities, which are then funded and serviced by third-party financial firms. The firm is based in Irvine, CA with approximately 30 employees and has been included in Inc. magazine’s Inc. 5000 lists, which spotlights the fastest-growing private companies in the U.S., in multiple years. Ken’s primary responsibilities at DFN relate to technology and marketing. Prior to founding DFN, Ken
was a sales rep in the business financing space for three years.

Christian Murillo
Co-Founder and Managing Partner | Chief Operations Officer

Christian co-founded Kudo Capital in 2023 as an affiliate of Direct Funding Now (“DFN”), a leading independent sales organization in the business financing space that he founded in 2015 and that has facilitated over $750 million in financings to small and medium-sized businesses to date. DFN utilizes its sales and marketing capabilities to source business financing opportunities, which are then funded and serviced by third-party financial firms. The firm is based in Irvine, CA with approximately 30 employees and has been included in Inc. magazine’s Inc. 5000 lists, which spotlights the fastest-growing private companies in the U.S., in multiple years. Christian’s primary responsibilities at DFN relate to sales and operations. Prior to founding DFN, Christian worked for six years in the business financing and home mortgage industries as a sales rep, manager and account executive. He has a bachelor’s degree in criminal justice from California State University, Fullerton.

Gil Murillo
Co-Founder and Managing Partner | Chief Executive Officer

Gil co-founded Kudo Capital in 2023. He was previously the chief investment officer of a real estate investment firm, where he sourced, underwrote, and closed on over $4.5 billion in institutional hotel and resort real estate investments nationally. He led the investment team during a period when the firm was one of the most active hotel and resort investors in the U.S. Among other things, his responsibilities included overseeing the firm’s underwriting process, which involved conducting extensive due diligence on and underwriting of complicated real estate and operating businesses, and the allocation of billions of dollars into the firm’s investments. Previously, Gil was an equity research associate at Citigroup where he performed fundamental equity analysis of publicly traded companies in the gaming and lodging industries, and a corporate finance analyst at Fieldstone, Inc., a boutique investment bank. He has a bachelor’s degree in finance from Fordham University and a master’s degree in real estate development from Columbia University.

Steven Hunter
Advisor

Steven was instrumental in Kudo Capital developing our underwriting and risk-based pricing models, risk management and operational processes and systems. With over 25 years of experience in the industry, Steven is the leading consultant in the alternative business financing space with a focus on underwriting, risk management and operations. Prior to forming Hunter Consulting in 2013, he was a senior executive at several alternative finance companies, including a firm which he helped to scale as a senior underwriter and subsequently as senior vice president of operations, and which funded over $5 billion in business financings during his tenure. Steven developed, implemented, and managed the first risk scoring models in the revenue-
based financing industry and has since advised and developed models for many leading firms in the space. He graduated Cum Laude with a degree in Business Administration from Berry College in Rome, GA.

Kudo Capital’s Competitive Advantage

  • Financing opportunities will be sourced through Direct Funding Now (“DFN”), an affiliate owned by two of the principals of Kudo Capital
  • DFN facilitated over $750M in business financings since 2015, including $150M in 2023
  • Headquartered in Irvine, CA with 30+ employees. Included in Inc. magazine’s Inc. 5,000 lists, spotlighting the fastest growing private companies in the U.S. in multiple years
Experienced Team​
  • Seasoned principals in both the alternative business financing space and institutional investment management
  • Co-Founders of Direct Funding Now
  • Former Chief Investment Officer of $5B real estate investment trust
Proprietary Deal Flow
  • Financings will be sourced through Direct Funding Now, an affiliate that facilitated $150M in financings in 2023
  • Excess deal flow will allow us to selectively choose the most attractive financing opportunities
Ability to Scale
  • Benefit from the operational infrastructure and proprietary technology of Direct Funding Now
  • Automate workflow including sourcing, screening, and underwriting financing opportunities

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Gain seamless access to our streamlined application process, harnessing the power of cutting-edge technology. Our fully automated system ensures a hassle-free experience. Apply confidently, knowing that our state-of-the-art system is designed to make your experience smooth, efficient, and tailored to your needs.

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